你的工資是多少?你對(duì)此滿意嗎(一)
What is your salary? Are you happy with it?譯文簡(jiǎn)介
網(wǎng)友:我現(xiàn)在23歲了,我每年收入5萬(wàn)英鎊。每個(gè)月稅后收入4166英鎊,而且?guī)缀鯖](méi)什么波動(dòng)空間。那么為什么老天會(huì)讓我賺這么多錢呢?讓我們一起看看我是如何做到的……
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What is your salary? Are you happy with it?
你的工資是多少?你對(duì)此滿意嗎(一)
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Rashina, Club Nomads & Amplify Copy的創(chuàng)始人
So why did the universe decide to pay me this sum?
Let’s start at the beginning…
I started working when I was 16 because I was really stubborn and and liked beautiful things. I hated asking my parents for money so I got a part-time job on the weekends to pay for my teenage extravagancies.
我現(xiàn)在23歲了,我每年收入5萬(wàn)英鎊。每個(gè)月稅后收入4166英鎊,而且?guī)缀鯖](méi)什么波動(dòng)空間。那么為什么老天會(huì)讓我賺這么多錢呢?讓我們一起看看我是如何做到的……
我16歲開(kāi)始工作,因?yàn)槲艺娴暮芄虉?zhí),而且很喜歡漂亮的東西,再加上我很討厭向父母要錢,所以我在周末找了一份兼職來(lái)支付我青少年時(shí)期的揮霍。
It was in luxury jewellery sales. My base pay was 6.75£ per hour, 16 hours a week (Saturday and Sunday) but after a few months of working there I became so in-tune with human behaviour that I regularly received monthly bonuses from hitting targets. I made around 500–700£ per month, whilst still being at school. I bought my first Prada bag at 16, just because I had the cash lying around and not enough sense to invest in Bitcoin (late bloomer, please forgive and forget!)
My second job wasn’t paid at all.
I made the leap from working as a resource to creating a resource, by setting up a Bristol University version of Her Campus magazine. Although this wasn’t paid, it was like starting up a business, and forced me to explore and use qualities which had previously remained dormant. Like writing, and hustling.
我的第一份工作對(duì)于塑造我對(duì)收獲財(cái)富的看法至關(guān)重要。我從事的是奢侈品珠寶的銷售。我的基本工資是每小時(shí)6.75英鎊,每周工作16個(gè)小時(shí)(周六和周日),在那里工作了幾個(gè)月之后,我工作的非常順手,以至于我每個(gè)月都能完成目標(biāo)而獲得獎(jiǎng)金。所以即使我還在學(xué)校上學(xué)的時(shí)候,我每個(gè)月就已經(jīng)能賺500到700英鎊了。
我16歲時(shí)就買了人生中的第一個(gè)普拉達(dá)品牌的包,因?yàn)槲耶?dāng)時(shí)身上有足夠的現(xiàn)金,但是我當(dāng)時(shí)卻沒(méi)有足夠的頭腦想著去投資比特幣。而我的第二份工作根本就沒(méi)有報(bào)酬,我當(dāng)時(shí)主要是建立一個(gè)布里斯托大學(xué)版的《她的校園》雜志,這份工作導(dǎo)致我從資源工作者一躍成為了資源創(chuàng)造者。雖然沒(méi)有報(bào)酬,但這就像創(chuàng)業(yè)一樣,迫使我去探索和利用以前那些被擱置的品質(zhì)。比如我很喜歡寫作,喜歡忙忙碌碌等。
原創(chuàng)翻譯:龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請(qǐng)注明出處
Content + Digital Marketing intern, 700 EUR/Month
This was one of the best learning curves of my career thus far. The agency I worked for was really smart when it came to using your time and determining its worth.
When I left, I was no longer scared of my words, nor did I doubt my ability to wield them. Beyond this, I had a true sense of how much my time was worth, even if I wasn’t being paid that much whilst being an intern.
Copywriter and freelancer, 50–100 EUR/hour
Upon leaving I promptly negotiated for the same agency to pay me as a freelancer to continue working for them. I then doubled this to 50 EUR/hour (bear in mind that I was still at university, where many fellow students were being paid 12GBP per hour for bartending jobs).
I then started freelancing for clients who would pay me 100EUR per hour for my expertise (somehow, I had actually acquired enough of this that my insights were useful to them. Thank you, universe!) I still do this, but much more on a consultancy basis to help businesses improve their social media + content strategies.
在這之后,我用同樣的技能建立了屬于我自己的網(wǎng)站,因?yàn)槲以谙?,為什么要為別人這么做?而不能為自己做一個(gè)呢?最后,這個(gè)網(wǎng)站成為了我在國(guó)外一家數(shù)字通信公司實(shí)習(xí)的關(guān)鍵因素。我當(dāng)時(shí)的職位是內(nèi)容+數(shù)字營(yíng)銷的實(shí)習(xí)生,每個(gè)月700歐元,這段經(jīng)歷是我迄今為止的職業(yè)生涯中最好的學(xué)習(xí)進(jìn)步路線了。我工作過(guò)的那家機(jī)構(gòu)真的很聰明,他們很善于利用你的時(shí)間,并決定它的價(jià)值。
所以當(dāng)我離開(kāi)的時(shí)候,我不再害怕自己的言辭,也不再懷疑自己有沒(méi)有能力駕馭他們。除此之外,盡管我在做實(shí)習(xí)生的時(shí)候拿不到很多的薪水,但我對(duì)自己的時(shí)間的價(jià)值有了真正的認(rèn)識(shí)。而廣告文案和自由撰稿人,他們每個(gè)小時(shí)的報(bào)酬是50-100歐元。所以我離開(kāi)后,我就立即與同一家公司進(jìn)行了協(xié)商,讓我繼續(xù)為他們工作,他們付給我自由撰稿人的報(bào)酬就行了。
最后我將價(jià)格翻倍至每小時(shí)50歐元了(你要知道我當(dāng)時(shí)還在上大學(xué),我當(dāng)時(shí)有許多同學(xué)在做酒保的工作,而他們每小時(shí)只能賺12英鎊的報(bào)酬)。然后我開(kāi)始做自由職業(yè)者,他們會(huì)每小時(shí)付給我100歐元(不知何故,我實(shí)際上已經(jīng)獲得了足夠的專業(yè)知識(shí),我的洞察力對(duì)他們是有用的。謝謝你,世界?。┪椰F(xiàn)在還在做這個(gè),但更多的是做咨詢,幫助企業(yè)改善社交媒體+內(nèi)容策略的基礎(chǔ)。
I leveraged all the experience I had already acquired whilst at university (this included being a tutor, setting up HC Bristol, setting up my own website, working for a small ethical startup, commanding decent wage as a freelancer, being a sales rep for Molton Brown, etc etc) to get an entry level sales job in IT, at 37,000 EUR per year. This was based in Cork, Ireland. I had considered jobs in the UK but wanted to go abroad first.
This salary later progressed to 50,000 EUR over the next year,.
I then decided I wanted to move back to the UK, and got a job where 50,000 was my full salary
Do I feel happy with it?
Yes, but not because of the actual money I’m earning.
The reason I feel happy about it is because I’m 23, and all the crazy and ridiculous things I did over the last four years have taught me huge amounts about the currency of the universe (which is trust, by the way) and how to leverage your way in and out of things.
While at university, I spent so little time studying that sometimes I would skip lectures and go to fashion events in London, which I was paid to attend and write about. There were some lectures and seminars I had never attended during my final year…
I then went on to get a 2:1 degree, which was the same degree that many of my contemporaries got whilst swotting in the library.
So yes, it feels satisfying to get what you worked for, and beyond that to understand that this is just the beginning.
In the words of Tom Lehrer, ‘Life is like a sewer, you get out of it what you put into it’.
信息技術(shù)銷售:
我充分利用了我在大學(xué)時(shí)獲得的所有經(jīng)驗(yàn)(包括做家教,創(chuàng)辦HC Bristol,建立自己的網(wǎng)站,為一個(gè)有道德的小公司工作,作一個(gè)自由職業(yè)者,擁有體面的薪水,做一個(gè)銷售代表,比如Molton Brown等),獲得了一份IT行業(yè)的入門級(jí)銷售工作,年薪3.7萬(wàn)歐元。
這個(gè)公司位于愛(ài)爾蘭的科克。我曾考慮過(guò)在英國(guó)找工作,但還是想去一次國(guó)外。但是在接下來(lái)的一年,這個(gè)薪水增加到了5萬(wàn)歐元。最后我決定搬回英國(guó),找到了一份工作,工資是5萬(wàn)英鎊。
我對(duì)此感到滿意嗎?是的,我很滿意,但這不是因?yàn)槲屹嵙撕芏嗟腻X。我很高興的原因是,在我23歲時(shí),過(guò)去四年里我做的所有瘋狂和荒謬的事,教會(huì)了我很多關(guān)于貨幣的知識(shí),教會(huì)了我很多關(guān)于這個(gè)世界的知識(shí)(順便說(shuō)一下,這就是信任)以及如何利用你的資金買賣的事情。
在大學(xué)期間,我花了很少的時(shí)間在學(xué)習(xí)上,我有時(shí)會(huì)翹課,跑去倫敦參加時(shí)尚活動(dòng),因?yàn)橛腥烁跺X讓我去參加并寫一篇關(guān)于這方面內(nèi)容的文章。所以有一些講座和研討會(huì),我在最后一年從來(lái)沒(méi)有參加過(guò),但我最后還是獲得了二級(jí)甲等學(xué)位,這學(xué)位和我的同學(xué)一樣,但這是我的同齡人在圖書館努力學(xué)習(xí)才得到的獎(jiǎng)勵(lì)。所以,是的,當(dāng)你努力的東西全都得到了以后,你會(huì)感到很滿足,但是除此之外,你要明白,這只是一個(gè)開(kāi)始。用湯姆萊勒的話說(shuō):“生活就像一根管子,你放了什么進(jìn)去,就會(huì)得到什么”。
Anna Fudiana (安莉), House Maid and Caregiver for an Elderly (2018-present)
Are you happy with your salary? Yes, I’m happy with my salary, because working as it in Taiwan is paid well more than in Indonesia. In Indonesia, the salary of being a house maid we usually get is just about 1,543$/year. I get more and I can save more here in Taiwan.
安娜·富戴安娜,家庭女傭兼老年護(hù)理員(2018年至今)
我去年賺了8896美元。我在臺(tái)灣做傭人,照顧老人,還種菜。我每天都在工作,每個(gè)月只能休息一天,而且每天要工作15個(gè)小時(shí)!
你問(wèn)我對(duì)我的薪水滿意嗎?是的,我對(duì)我現(xiàn)在的薪水很滿意,因?yàn)樵谂_(tái)灣工作的薪水比在印度尼西亞高。在印度尼西亞,女傭的年薪通常只有1543美元。我在臺(tái)灣賺的更多,而且還能省下很多錢。
At age 18 after graduated I was jobless for 4 months, then work at manufacture in another city in Indonesia, it’s Honda motorcycle wire-harness but the salary is under the minimum wage! I only make 1,843$/year with 9 hours work time 5 days. Live alone, rent small room & toilet, couldn’t eat well to save more money.
I’ve worked there for 15 months and out.I’ve tried to enroll a course to get a manufacture job in Japan, but they’ve rejected me because my high is too short. The requirement is minimum having 158cm height but mine is just 155cm and also I wear glasses which is big NO NO for them, they are not allow candidates to wear lenses either.Is there anything you can do? Don’t you have any skill? You know, thing happens and I’ve changed myself just for surviving, learn the lesson, and grow from it.
如果你問(wèn)我為什么會(huì)喜歡這份工作呢?那是因?yàn)槲襾?lái)自發(fā)展中國(guó)家,我并沒(méi)有受過(guò)良好的教育,因?yàn)槲业募彝ヘ?fù)擔(dān)不起我的學(xué)費(fèi)。在印度尼西亞貸款上大學(xué)是不可能的事,除非我們自己從銀行貸款。我試過(guò)申請(qǐng)貧困生獎(jiǎng)學(xué)金,但是沒(méi)有機(jī)會(huì)。所以我決定為了生活而工作。
所以自從我18歲畢業(yè)了以后,我就失業(yè)了4個(gè)月,最后我在印度尼西亞的另一個(gè)城市里找了一份機(jī)械制造的工作,它是本田摩托車生產(chǎn)線,但薪水低于最低工資!我每周工作5天,每天工作9個(gè)小時(shí),一年只能掙到1843美元。我自己一個(gè)住,所以我租了一個(gè)小房子,里面只有一個(gè)小房間和一個(gè)廁所,我為了省錢每天都吃不飽。
我在那里工作了15個(gè)月,最后我嘗試著報(bào)了一門課程,想在日本找份制造業(yè)的工作,但他們拒絕了我,因?yàn)槲业纳砀咛?。他們要求的最低身高?58厘米,但是我的身高只有155厘米,而且我還戴著眼鏡,這對(duì)他們來(lái)說(shuō)是很嚴(yán)重的問(wèn)題,而且他們也不允許求職者戴隱形眼鏡。所以,我還能做點(diǎn)什么呢?我沒(méi)有任何技能。你要知道,事情已經(jīng)發(fā)生了,為了生存,我不得不改變自己,并從中吸取教訓(xùn),努力獲得成長(zhǎng)。
Since the beginning of this year, I’ve been thinking to pursue my degree and passion. My personality now is more into Analytics. Need to save money for months to get laptop to take online course then. Wish me luck!
我上學(xué)的時(shí)候畫過(guò)矢量圖,從高中開(kāi)始我就迷上了繪畫,但那時(shí)我的能力并沒(méi)有得到很好的賞識(shí)。這時(shí)候我忽然意識(shí)到,我變了,變成了一個(gè)只想著找工作賺錢的人。但至少我現(xiàn)在可以幫助我自己,幫助我可愛(ài)的媽媽,幫助我的妹妹和家人,對(duì)嗎?
我在這里工作了三年。每天除了工作,我還在努力提高自己的英語(yǔ)和漢語(yǔ)水平。我現(xiàn)在英語(yǔ)等級(jí)是B1級(jí)了,漢語(yǔ)HSK是三級(jí)。我現(xiàn)在在學(xué) hsk 四級(jí)的漢語(yǔ),只剩350個(gè)漢字了。從今年年初開(kāi)始,我就一直在考慮攻讀學(xué)位的事情,因?yàn)槲椰F(xiàn)在的性格更傾向于分析。我需要存幾個(gè)月的錢才能用上筆記本電腦,上一些在線課程。所以祝我好運(yùn)吧!
Mind blowing! 1.2k upvotes! Thanks for your support guys. I appreciate you a lot!! I just want to add some upxe since I wasn’t aware about telling you that I am Indonesian living in Taiwan. The minimum annual wage salary here is 10,117$[1], and yes my paycheck is under the minimum wage while I work since I wake up and before I go to sleep again. I have never had an opportunity to take a long holiday to see my parents in Indonesia in this last 3 years. However my contract will last until September this year.
I’ve bought a tablet Samsung S6 Lite on June last year and I have been having some courses on edX (tech), Coursera (Spanish, Chinese, English, Marketing). Udemy (English, Spanish, German), Youtube (HSK Chinese, IELTS). Duolingo (been off because I couldn’t pass Diamond League), Khan Academy(Math), Memrise (Chinese, Spanish, Polish, German, Japanese),And then another apps for IELTS & HSK. Less sometime I study Cambridge Pure Math textbook. I handwrite Chinese on my tablet for 3 lesson of 3 Hanzi minimum in a day.
They are definitely a lot and I maintain my spare time to study three or four of them in a day but sometime I only take two. And I still communicate to my family, close friends and PenPals friends.
I will try to save money until June to buy a Lenovo Legion 5i. I’m excited!!
補(bǔ)充1:真是太不可思議了,我現(xiàn)在已經(jīng)有1.2 萬(wàn)個(gè)贊了!謝謝你們的支持。真的是太感謝了!我只是想再補(bǔ)充一點(diǎn)我的最新情況,因?yàn)槲也恢牢矣袥](méi)有告訴你,我是住在臺(tái)灣的印尼人。這里的最低年薪是10117美元,是的,我的薪水低于最低工資標(biāo)準(zhǔn),我每天都起早貪黑的去工作,而且在過(guò)去的三年里,我從來(lái)都沒(méi)有機(jī)會(huì)去印度尼西亞看望我的父母。
不過(guò)我的合同到今年9月份就到期了。我在去年6月份,買了一臺(tái)三星S6 Lite平板電腦,現(xiàn)在我一直在上一些課程,包括edX、Coursera(西班牙語(yǔ)、中文、英語(yǔ)、市場(chǎng)營(yíng)銷)的課程。Udemy(英語(yǔ)、西班牙語(yǔ)、德語(yǔ))、Youtube (HSK中文、雅思)。Duolingo,可汗學(xué)院(數(shù)學(xué)),Memrise(中文,西班牙語(yǔ),波蘭語(yǔ),德語(yǔ),日語(yǔ)),然后還申請(qǐng)了雅思和HSK。有時(shí)候我還會(huì)去學(xué)劍橋純數(shù)學(xué)的教科書。我每天至少要在寫字板上手寫三節(jié)課的中文。他們肯定寫的比我還要多,我一直保持在我的業(yè)余時(shí)間里一天學(xué)習(xí)3到4節(jié)課,但有時(shí)我只學(xué)習(xí)了2節(jié)課。我仍然和我的家人、好朋友和筆友保持著密切的聯(lián)系。我會(huì)盡量攢錢到6月份買一臺(tái)聯(lián)想Legion 5i。一想到這些我就感到很興奮!
I’m honored with your support guys, some of you intend to donate me to afford a laptop/certificate course, but I am truly sorry because I can not take it from you. I am here to inform you 2 upxes :
TODAY MY LAPTOP HAS BEEN ARRIVED HERE, and TONIGHT I WILL UNBOX IT, I’M SO EXCITED. I was going to buy legion 5i Intel i7 16G Ram but I changed it to Intel i5 8GB RAM, I’ve already asked to my two engineer friends that they suggested me with i5 and 8GB is okay, so I purchased it yesterday. It is way too early from my plan because of number 2 news down here.
Two days ago I’ve enrolled to an entrance test for an online undergraduate program of BINUS University[2]. I’ll take Undergraduate program of Information System. And my test will be held on 24th April via Zoom. Its way of sudden and I only have 4 days to study for the test. If I can make it then I will be studying there on June, but If I can not make it then I will try to enroll again on September this year. Wish me luck!
Thanks million, and I love you guys! ?
補(bǔ)充2:有你們的支持我感到很榮幸,你們中有些人打算給我捐贈(zèng)筆記本電腦和在線課程,但真的很抱歉,因?yàn)槲也荒芙邮苓@些幫助。我在這里告訴你們2個(gè)最新的情況:今天我的筆記本電腦已經(jīng)到了,我今晚就要開(kāi)始用它,我覺(jué)得特別開(kāi)心。我本來(lái)打算買legion 5i Intel i7 16G Ram的,但我把它換成了Intel i5 8GB Ram,我已經(jīng)問(wèn)過(guò)我的兩個(gè)工程師朋友了,他們建議我使用i5和8GB Ram,所以我昨天就買了。雖然這離我的計(jì)劃還為時(shí)過(guò)早。兩天前,我報(bào)名參加了賓納斯大學(xué)的在線本科項(xiàng)目的入學(xué)考試。我會(huì)選擇信息系統(tǒng)專業(yè)。我的測(cè)試將在4月24日通過(guò)Zoom進(jìn)行。這是突然發(fā)生的,所以我只有4天的時(shí)間來(lái)準(zhǔn)備考試。如果我能做到,那么我將在6月份在那里學(xué)習(xí),但如果我不能通過(guò)測(cè)試,那么我將在今年9月再次嘗試。祝我好運(yùn)吧!萬(wàn)分感謝,我愛(ài)你們!
I am 33 Male.I am living in Eastern Europe in the EU.I make roughly 43000 Euros/Gross per year ( I work in IT Engineering)I Have graduated from University but i think it was useless and I still do
I have a very good life, I am able to afford travelling a lot.I have a very cool 2015 Muscle Car (330BHP) - bought on credit and with help from my partner. (approx 350 euros/monthly )
我今年33歲,男性。我住在歐盟的東歐。我每年大概賺4.3萬(wàn)歐元/毛收入(我在IT部門工作)。我已經(jīng)大學(xué)畢業(yè)了,但我認(rèn)為這沒(méi)有什么用,我過(guò)著非常好的生活。我能夠負(fù)擔(dān)得起大量的旅行。我有一輛非??岬漠a(chǎn)自2015年馬力330的車,這還是我搭檔幫我賒購(gòu)的(大約每個(gè)月要還350歐元)。
I pay an average of 90 Eur/Month to my Blocks administration ( Water, Gas, Elevator, Electricity and cleaning in the building ) I pay 40 euros for Electricity
I don’t pay more than 200 Eur/month for the gas as I mostly work from home and so does my partner I usually make my bookings in January and 50% Advance payment so that i can really afford everything in my vacation I go out to cool restaurants and spend approx 60 80 Euros for 2 people, maybe once a week ( maybe less ) I go out with my guys for beer but we always go to cheap students places as they have good food and cheap beer
我每年都會(huì)在希臘呆上一個(gè)月(從5月到6月,因?yàn)槟抢镂飪r(jià)很便宜,也不算擁擠),這樣我就可以幫我父母一點(diǎn)忙了。我以前經(jīng)常去夜店玩,那個(gè)地方很貴,但我現(xiàn)在更愿意去便宜的荒野地區(qū)(山區(qū)),因?yàn)檫@樣更省錢,這樣我就有錢為公寓每月支付55歐元的家政服務(wù)費(fèi)用了(這是我信任的一家當(dāng)?shù)匦」荆麄冇需€匙,有4名員工,如果他們來(lái)了,只需要兩個(gè)小時(shí),就能讓整個(gè)房間變得干干凈凈的。他們使用自己的專業(yè)清潔產(chǎn)品)。
我一般不付房租(這是一個(gè)很大的優(yōu)勢(shì)),我花了20歐元買了一個(gè)千兆的互聯(lián)網(wǎng)+電視,還支付了20歐元買了兩部手機(jī),我平均每個(gè)月要支付90歐元的街區(qū)管理費(fèi)(主要是用于支付水,煤氣,電梯,電力和大樓的清潔等費(fèi)用)。我每個(gè)月要交40歐元的電費(fèi),不超過(guò)200歐元的煤氣費(fèi),因?yàn)槲液臀业陌閭H都在家工作。我通常在1月份預(yù)訂,并預(yù)付50%的費(fèi)用,這樣我就能負(fù)擔(dān)得起我假期里的一切費(fèi)用了,有時(shí)候我會(huì)去很酷的餐廳,兩個(gè)人大約花60到80歐元,也許一周去一次(也許會(huì)更少)。我和我的朋友們經(jīng)常會(huì)去便宜的學(xué)生餐廳喝啤酒,因?yàn)槟抢镉泻贸缘氖澄锖捅阋说钠【啤?/b>
原創(chuàng)翻譯:龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請(qǐng)注明出處
I do not have money in my bank account ( I am sort of living pay check to pay check )
I mostly save in cash, in euros but i can’t save more than 80–120 euros/month and that is for my mountain cabin project
I enjoy cooking ( mostly meat, dry aged meat, steaks, grilling )
I prefer to have a very good laptop but a normal phone ( I bought an Iphone 6S Plus for 300 Eur, new, when Apple launched the Iphone 8)
我的祖父在湖邊的山上給我留下了1200平方米的土地,所以,我開(kāi)始為我的生態(tài)山區(qū)小屋存錢了(我想我需要存3年才能開(kāi)始經(jīng)營(yíng)我的生態(tài)山小屋)。我的銀行賬戶里已經(jīng)沒(méi)有錢了(我主要就是靠工資度日),為了我的山間小屋項(xiàng)目,我開(kāi)始用存錢,但我每個(gè)月的存款不能超過(guò)80-120歐元。我喜歡烹飪(主要是肉,干熟肉,牛排,燒烤等)。
我更喜歡擁有一臺(tái)非常好的筆記本電腦,而不是一部普通的手機(jī)(當(dāng)蘋果推出Iphone8的時(shí)候,我花了300歐元買了一部Iphone 6S Plus)。
原創(chuàng)翻譯:龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請(qǐng)注明出處
I am normal, I wear good clothes but not overpriced ( I spend a bit on my Winter Gears as I Powder Ski)
I am a very clean person and I spend some money on personal quality hygiene products
I am agnostic - with Catholic and Orthodox origins but I do not practice any of it. ( don’t judge, as i am not doing this )
I am a mixed German-Romanian
I easily understand more than 4 languages and I speak 3.
I have fun and I am very, very happy.
Note: I was very happy even when I was living on 25 euros a week for pocket money wen I was a student.
當(dāng)我看到窮人的時(shí)候,我總是很難過(guò),我會(huì)盡自己的一份微薄之力去幫助他們(我必須承認(rèn)那是很小的一部分)。
我是一個(gè)很普通的人,雖然我穿的衣服價(jià)格不貴,但是質(zhì)量都很好(我花了一些錢在我的冬季滑雪裝備上),我是一個(gè)非常愛(ài)干凈的人,所以我會(huì)花一些錢去購(gòu)買個(gè)人衛(wèi)生用品。
我是宗教信仰者——我有著天主教和東正教的血統(tǒng),但我不參與任何一種宗教儀式。(所以請(qǐng)不要對(duì)我評(píng)頭論足,因?yàn)槲也粫?huì)這么做)。
我是德國(guó)羅馬尼亞混血兒,所以我能輕松地聽(tīng)懂4種以上的語(yǔ)言,我還會(huì)說(shuō)3種語(yǔ)言。
我過(guò)很開(kāi)心,我非常非常開(kāi)心。
注:當(dāng)我還是學(xué)生的時(shí)候,即使我每周的生活費(fèi)僅有25歐元,我每天也過(guò)的很開(kāi)心。
I live in Toronto, ON. I am a real estate agent and own a real estate company in Toronto, I am also an investor.
Being in real estate, my salary varies. Last year (2019), my annual salary from just real estate was around $1.8 million (CAD).
我住在安大略省的多倫多。我是一名房地產(chǎn)經(jīng)紀(jì)人,我在多倫多擁有一家房地產(chǎn)公司。
我也是一個(gè)投資者。
在房地產(chǎn)行業(yè),我的薪水每年都不一樣。就比如去年(2019年),我的年薪僅來(lái)自房地產(chǎn)部分的收益就達(dá)到了180萬(wàn)加元。
我在全球范圍內(nèi)都有投資,但主要是在房地產(chǎn)領(lǐng)域。我不應(yīng)該說(shuō)全球都有,因?yàn)槲抑辉谌齻€(gè)國(guó)家投資過(guò):分別是加拿大,美國(guó),還有我的家鄉(xiāng)巴基斯坦。
多倫多和大多倫多地區(qū)(GTA)的房租比其他國(guó)家和地區(qū)的要高很多。這也是為什么我把大部分錢,都投資在了多倫多上了。僅在GTA我就以現(xiàn)金購(gòu)買了24處房產(chǎn),這遠(yuǎn)遠(yuǎn)超過(guò)了我在房地產(chǎn)工作20年賺的錢。這些房產(chǎn)每個(gè)月會(huì)給我?guī)?lái)約6.5萬(wàn)美元的收入。
This is the house I bought them with cash. I have also bought my brother a house here in the GTA because he had filed for bankruptcy, and was gonna be homeless with a family of 4.
在美國(guó),我沒(méi)做多少投資,但我已經(jīng)在邁阿密(我們的度假勝地)、休斯頓和夏洛特這三個(gè)州,買了11處房產(chǎn)。他們大概每個(gè)月會(huì)給我?guī)?lái)3萬(wàn)美元的收益。在巴基斯坦的時(shí)候,我沒(méi)有進(jìn)行很多投資,但是我買了我一生中最驕傲的買賣,那就是為我的父母買了一個(gè)房。
事實(shí)上,我給了他們一個(gè)驚喜。在巴基斯坦,房子比多倫多便宜很多。在那里你可以只用80萬(wàn)加幣就能買到一個(gè)1萬(wàn)平方英尺的房子,而在多倫多就要幾百萬(wàn)。我父母當(dāng)時(shí)在看的房子不是很大的,只要30萬(wàn)美元。我沒(méi)有告訴他們我想花多少錢,因?yàn)檫@是我給他們的一個(gè)驚喜。所以我2018年3月去了巴基斯坦,打算給我父母買棟房子。我們走訪了許多社區(qū)和地區(qū),最后我們決定在一個(gè)封閉社區(qū)(DHA)買一套房子。這個(gè)地區(qū)最便宜的房子大約是40萬(wàn)美元,但都是大房子。所以,當(dāng)我們開(kāi)車在DHA附近兜風(fēng)的時(shí)候,我們發(fā)現(xiàn)了一個(gè)大約1萬(wàn)平方英尺的房子,價(jià)格是75萬(wàn)加元。我父母對(duì)這房子很滿意,但他們覺(jué)得這房子太貴了,我肯定買不起。但是,就在那天,我就知道我會(huì)買下這座房子,并給他們一個(gè)驚喜。
這是我全款給他們買的房子。我還在這里給我弟弟買了一套房子,因?yàn)樗暾?qǐng)了破產(chǎn),他們一家四口都無(wú)家可歸了。
因?yàn)檫@些原因,所以我很感謝上帝給了我這么多的錢,我每天都在感謝他。因?yàn)槲业淖饨鹗杖牒芨撸m然我只有45歲,但我已經(jīng)在考慮退休了。回到我的薪水上面來(lái),去年我從公司賺了180萬(wàn)美元,其中大約120萬(wàn)美元來(lái)自于我300萬(wàn)美元的投資。在2020年,我已經(jīng)在這4個(gè)月里賺了50萬(wàn)美元了。不過(guò),由于新型冠狀病毒的影響,我損失了很多錢,我不得不降低我所有的房租,我的房地產(chǎn)市場(chǎng)的經(jīng)濟(jì)發(fā)展毫無(wú)疑問(wèn)也已經(jīng)在慢慢放緩了。所以2020年,我的收入不會(huì)再達(dá)到180萬(wàn)美元了。我在股市也損失了大約60萬(wàn)美元。但盡管如此,我還是相信上帝與我們同在,我祈禱我們都能平安的度過(guò)這場(chǎng)可怕的疫情。