印度政府公布的通脹數(shù)據(jù)5%是否正確？食品、教育和醫(yī)療保健的成本在過去十年中翻了兩番，我認(rèn)為年均達(dá)到15%。KB爆料印度選舉債券驚天大瓜
Is the inflation data released by the government correct? The cost of food, education and health care quadrupled in the last ten years signalling 15%.
譯文簡介
網(wǎng)友：每個人都有自己的數(shù)字，這取決于他們的觀點。印度政府會說一切都比以往任何時候都好。反對派會說一切都比以往任何時候都糟糕。作為中產(chǎn)階級的真正代表，我根據(jù)我的數(shù)字分析發(fā)表意見。
正文翻譯
雖然是免費文，但是可以看到KB爆料印度競選債券的驚天大瓜。
敬請支持我的其他譯文
@Kanthaswamy Balasubramaniam
Independent Legal Banking Consultant at Self-EmploymentSat
I typically incorporate a Middle Class Basket comprising of :-
Food
Housing (EMI or Rent) in a Tier 1 City
Healthcare Premiums
Energy (Gas and Electricity)
Clothes & Communications
Tuition / Education
Transportation (Public)
Transportation (Private)
I then weight the basket giving 0.31 to Food and 0.23 to Healthcare and 0.19 to Education and Tuition - 73% to the Big Three and 27% to Clothes and Energy and Transportation
I then set the value in 2004 to 100 to check the new weighted values in 2009, 2014,2019 and 2024
I get 214.24 in 2009, 300.33 in 2014, 391.88 in 2019 & 570.94 in 2024 June
This means a Basket that cost ?100/- in 2004 now costs ?571/- in 2024
However this is flawed because in 2004 - Health Insurance was unheard of or was pretty rare unless by an Organization
So let's set the value in 2014 to 100 and check the new weighted values
2019 - 187.66
2024 - 291.48
This means a Basket of Goods that cost ?100/- in 2014 now costs ?291.48/-
Yet this is also flawed
We didn't have cheap data in 2014 and not everyone had internet on their phones. Data was ?651/- for 3 GB and that completely ruins the numbers
If we take 50 GB a family - the mobile bill alone back in 2014 would be ?9–11K a month
Final Assignment:-
So let's set the value in 2018 to 100 and check the new weighted values year by year
2019 - 106.32
2020 - 121.88
2021 - 134.27
2022 - 142.22
2023 - 150.98
2024 - 186.47
This is the most realistic and accurate representation of the numbers and this shows an Annual Inflation of this Basket at 10.95% a year
However we have left out the Price of Gold
Middle Class families buy Gold
So if we include Gold with its 0.14 weightage and assign 100 in 2018 we get
2019 - 107.55
2020 - 119.95
2021- 132.77
2022 - 149.28
2023 - 160.36
2024 - 192.79
This shows an Inflation of around 11.56% a year
India's annual GDP growth is only 8%, which means that India's economy has been in recession?
我通常會設(shè)計一個中產(chǎn)階級籃子，包括：
食物
一線城市的住房（EMI或租金）
醫(yī)療保險費
能源（天然氣和電力）
服裝及通訊
學(xué)費/教育
交通（公共交通）
交通（私人）
然后，我對這個籃子進(jìn)行加權(quán)，將0.31分配給食品，0.23分配給醫(yī)療保健，0.19分配給教育和學(xué)費-73%分配給三大類別，27%分配給服裝、能源和交通
然后，我將2004年的值設(shè)置為100，以檢查2009年、2014年、2019年和2024年的新加權(quán)值
我在2009年得到了214.24，2014年得到了300.33，2019年得到了391.88，2024年6月得到了570.94
這意味著2004年價格為100盧比的一籃子商品到2024年將上漲至571盧比
然而，這是有缺陷的，因為在2004年，健康保險是聞所未聞的，或者說非常罕見，除非由組織
因此，我們將2014年的值設(shè)置為100，并檢查新的加權(quán)值
2019年-187.66
2024年-291.48
這意味著2014年價格為100盧比的一籃子商品現(xiàn)在售價為291.48盧比
但這也是有缺陷的
2014年，我們沒有便宜的數(shù)據(jù)，也不是每個人都有手機上網(wǎng)。3GB的數(shù)據(jù)要651盧比，這完全毀了數(shù)據(jù)
如果每個家庭使用50GB，那么2014年每月的移動費用就高達(dá)9-11K盧比
最終作業(yè)：
因此，我們將2018年的值設(shè)置為100，并逐年檢查新的加權(quán)值
2019年-106.32
2020年-121.88
2021年-134.27
2022年-142.22
2023年-150.98
2024年-186.47
這是最現(xiàn)實、最準(zhǔn)確的數(shù)字表示，表明該籃子的年通脹率為10.95%
然而，我們忽略了黃金價格
中產(chǎn)階級家庭購買黃金
因此，如果我們將黃金的權(quán)重設(shè)為0.14，并在2018年分配100，則得到
2019年-107.55
2020年-119.95
2021年-132.77
2022年-149.28
2023年-160.36
2024年-192.79
這表明年通貨膨脹率約為11.56%
而印度每年的GDP增長僅有8%，這意味著印度的經(jīng)濟一直在衰退？
原創(chuàng)翻譯：龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請注明出處
Independent Legal Banking Consultant at Self-EmploymentSat
I typically incorporate a Middle Class Basket comprising of :-
Food
Housing (EMI or Rent) in a Tier 1 City
Healthcare Premiums
Energy (Gas and Electricity)
Clothes & Communications
Tuition / Education
Transportation (Public)
Transportation (Private)
I then weight the basket giving 0.31 to Food and 0.23 to Healthcare and 0.19 to Education and Tuition - 73% to the Big Three and 27% to Clothes and Energy and Transportation
I then set the value in 2004 to 100 to check the new weighted values in 2009, 2014,2019 and 2024
I get 214.24 in 2009, 300.33 in 2014, 391.88 in 2019 & 570.94 in 2024 June
This means a Basket that cost ?100/- in 2004 now costs ?571/- in 2024
However this is flawed because in 2004 - Health Insurance was unheard of or was pretty rare unless by an Organization
So let's set the value in 2014 to 100 and check the new weighted values
2019 - 187.66
2024 - 291.48
This means a Basket of Goods that cost ?100/- in 2014 now costs ?291.48/-
Yet this is also flawed
We didn't have cheap data in 2014 and not everyone had internet on their phones. Data was ?651/- for 3 GB and that completely ruins the numbers
If we take 50 GB a family - the mobile bill alone back in 2014 would be ?9–11K a month
Final Assignment:-
So let's set the value in 2018 to 100 and check the new weighted values year by year
2019 - 106.32
2020 - 121.88
2021 - 134.27
2022 - 142.22
2023 - 150.98
2024 - 186.47
This is the most realistic and accurate representation of the numbers and this shows an Annual Inflation of this Basket at 10.95% a year
However we have left out the Price of Gold
Middle Class families buy Gold
So if we include Gold with its 0.14 weightage and assign 100 in 2018 we get
2019 - 107.55
2020 - 119.95
2021- 132.77
2022 - 149.28
2023 - 160.36
2024 - 192.79
This shows an Inflation of around 11.56% a year
India's annual GDP growth is only 8%, which means that India's economy has been in recession?
我通常會設(shè)計一個中產(chǎn)階級籃子，包括：
食物
一線城市的住房（EMI或租金）
醫(yī)療保險費
能源（天然氣和電力）
服裝及通訊
學(xué)費/教育
交通（公共交通）
交通（私人）
然后，我對這個籃子進(jìn)行加權(quán)，將0.31分配給食品，0.23分配給醫(yī)療保健，0.19分配給教育和學(xué)費-73%分配給三大類別，27%分配給服裝、能源和交通
然后，我將2004年的值設(shè)置為100，以檢查2009年、2014年、2019年和2024年的新加權(quán)值
我在2009年得到了214.24，2014年得到了300.33，2019年得到了391.88，2024年6月得到了570.94
這意味著2004年價格為100盧比的一籃子商品到2024年將上漲至571盧比
然而，這是有缺陷的，因為在2004年，健康保險是聞所未聞的，或者說非常罕見，除非由組織
因此，我們將2014年的值設(shè)置為100，并檢查新的加權(quán)值
2019年-187.66
2024年-291.48
這意味著2014年價格為100盧比的一籃子商品現(xiàn)在售價為291.48盧比
但這也是有缺陷的
2014年，我們沒有便宜的數(shù)據(jù)，也不是每個人都有手機上網(wǎng)。3GB的數(shù)據(jù)要651盧比，這完全毀了數(shù)據(jù)
如果每個家庭使用50GB，那么2014年每月的移動費用就高達(dá)9-11K盧比
最終作業(yè)：
因此，我們將2018年的值設(shè)置為100，并逐年檢查新的加權(quán)值
2019年-106.32
2020年-121.88
2021年-134.27
2022年-142.22
2023年-150.98
2024年-186.47
這是最現(xiàn)實、最準(zhǔn)確的數(shù)字表示，表明該籃子的年通脹率為10.95%
然而，我們忽略了黃金價格
中產(chǎn)階級家庭購買黃金
因此，如果我們將黃金的權(quán)重設(shè)為0.14，并在2018年分配100，則得到
2019年-107.55
2020年-119.95
2021年-132.77
2022年-149.28
2023年-160.36
2024年-192.79
這表明年通貨膨脹率約為11.56%
而印度每年的GDP增長僅有8%，這意味著印度的經(jīng)濟一直在衰退？
原創(chuàng)翻譯：龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請注明出處
So to an Average Middle Class family living in a Tier 1 City - the Annual Inflation between 2018–2024 has been 11.56% a year on the Middle Class Basket of Goods and Services
Bangalore with 13.83% is the highest
Hyderabad with 12.62% is next
Delhi (12.24%) comes Third
Mumbai is fourth with 10.95%
Chennai is fifth with 10.72%
Kolkata is sixth with a mere 8.91%
Now let's see the proportional rise in wages and salaries in the same period
Let's include :-
Grade C Government of India, Equivalent Grade in State Governments, Scale II in PSBs and 10 year experience in the Private Sector
Let's exclude Self Employed & Own Business for the moment which means No Architects, Doctors or Shopkeepers
Let's weight the Average Remuneration including allowances and perks at 100 in 2018
Government Jobs (Central Govt)
2019 - 114.44
2020 - 126.85
2021 - 150.71
2022 - 168.78
2023 - 208.94
2024 - 229.29
This shows a 14.83% a year rise in Wages
So Central Government Employees are VERY SATISFIED INDEED and Very Happy
Their wages have risen by an average of 15% a year, beating Inflation that has risen at 11.5% a year
因此，對于生活在一線城市的普通中產(chǎn)階級家庭來說，2018年至2024年期間，中產(chǎn)階級一籃子商品和服務(wù)的年通貨膨脹率為11.56%
班加羅爾以13.83%的比例最高
接下來是海德拉巴，占比12.62%
德里（12.24%）位列第三
孟買排名第四，占比10.95%
金奈排名第五，占10.72%
加爾各答排名第六，支持率僅為8.91%
現(xiàn)在我們來看看同期工資和薪金的比例增長
讓我們包括：-
印度政府C級，相當(dāng)于邦政府級別，公共服務(wù)機構(gòu)II級，私營部門10年經(jīng)驗
我們暫時排除個體經(jīng)營者和自營企業(yè)，這意味著沒有建筑師、醫(yī)生或店主
我們將2018年包括津貼和福利在內(nèi)的平均薪酬定為100
政府職位（中央政府）
2019年-114.44
2020年-126.85
2021年-150.71
2022年-168.78
2023年-208.94
2024年-229.29
這表明工資每年上漲14.83%
因此，中央政府公務(wù)員確實非常滿意，非常高興
他們的工資平均每年上漲15%，超過每年11.5%的通貨膨脹率
Bangalore with 13.83% is the highest
Hyderabad with 12.62% is next
Delhi (12.24%) comes Third
Mumbai is fourth with 10.95%
Chennai is fifth with 10.72%
Kolkata is sixth with a mere 8.91%
Now let's see the proportional rise in wages and salaries in the same period
Let's include :-
Grade C Government of India, Equivalent Grade in State Governments, Scale II in PSBs and 10 year experience in the Private Sector
Let's exclude Self Employed & Own Business for the moment which means No Architects, Doctors or Shopkeepers
Let's weight the Average Remuneration including allowances and perks at 100 in 2018
Government Jobs (Central Govt)
2019 - 114.44
2020 - 126.85
2021 - 150.71
2022 - 168.78
2023 - 208.94
2024 - 229.29
This shows a 14.83% a year rise in Wages
So Central Government Employees are VERY SATISFIED INDEED and Very Happy
Their wages have risen by an average of 15% a year, beating Inflation that has risen at 11.5% a year
因此，對于生活在一線城市的普通中產(chǎn)階級家庭來說，2018年至2024年期間，中產(chǎn)階級一籃子商品和服務(wù)的年通貨膨脹率為11.56%
班加羅爾以13.83%的比例最高
接下來是海德拉巴，占比12.62%
德里（12.24%）位列第三
孟買排名第四，占比10.95%
金奈排名第五，占10.72%
加爾各答排名第六，支持率僅為8.91%
現(xiàn)在我們來看看同期工資和薪金的比例增長
讓我們包括：-
印度政府C級，相當(dāng)于邦政府級別，公共服務(wù)機構(gòu)II級，私營部門10年經(jīng)驗
我們暫時排除個體經(jīng)營者和自營企業(yè)，這意味著沒有建筑師、醫(yī)生或店主
我們將2018年包括津貼和福利在內(nèi)的平均薪酬定為100
政府職位（中央政府）
2019年-114.44
2020年-126.85
2021年-150.71
2022年-168.78
2023年-208.94
2024年-229.29
這表明工資每年上漲14.83%
因此，中央政府公務(wù)員確實非常滿意，非常高興
他們的工資平均每年上漲15%，超過每年11.5%的通貨膨脹率
Private Sector (IT Services - Class A/B Jobs)
2019 - 110.70
2020 - 120.86
2021 - 164.31
2022 - 179.85
2023 - 180.67
2024 - 191.27
This shows 11.41% a year rise in wages
Especially a huge surge between 2020 & 2021/22
So IT Employees of Grade A/B (Those who earned a minimum of ? 9 LPA in 2018) are also pretty content
Their wages have risen by around 11.41% a year matching inflation
The last two years have been quite bad but still they don't feel the effects of inflation
Now let's see the others :-
Private Financial Services - 8.27% (Vs 11.60% Inflation)
Retail Sector - 6.28% (Vs 11.60% Inflation)
Tourism Sector - 5.97% (Versus 11.60% Inflation)
Healthcare Sector - 10.19% (Versus 11.60% Inflation)
Retail Sales Sector - 4.18% (Versus 11.60 % Inflation)
Manufacturing Industry (Large Scale) - 6.22% (Versus 11.60% Inflation)
Manufacturing Industry (Small Scale) - 4.82% (Versus 11.60% Inflation)
Manufacturing Industry (Cottage) - 4.11% (Versus 11.60% Inflation)
Aviation Services - 9.94% (Versus 11.60% Inflation)
Low Grade Clerical (State Government of TN) - 8.78% (Versus 11.60% Inflation)
Education Sector - 6.69% (Versus 11.60% Inflation)
This as you can see MAJORITY OF THE MIDDLE CLASS EMPLOYEES have seen Inflation rise much higher than their salary growth
In fact as you can see Tourism employees have seen their wages rise at half the pace of inflation
They are getting POORER with time
Especially in Manufacturing Industries where Salaries aren't rising nearly as fast as Inflation
私營部門（IT服務(wù)-A/B類工作）
2019年-110.70
2020年-120.86
2021年-164.31
2022年-179.85
2023年-180.67
2024年-191.27
這表明工資每年上漲11.41%
尤其是2020年至2021/22年之間的大幅增長
因此，A/B級IT員工（2018年收入至少為9LPA的人）也相當(dāng)滿意
他們的工資每年上漲約11.41%，與通貨膨脹同步
過去兩年情況相當(dāng)糟糕，但他們?nèi)匀粵]有感受到通貨膨脹的影響
現(xiàn)在讓我們看看其他的：-
私人金融服務(wù)-8.27%（通脹率為11.60%）
零售業(yè)-6.28%（通脹率為11.60%）
旅游業(yè)-5.97%（通貨膨脹率為11.60%）
醫(yī)療保健行業(yè)-10.19%（通貨膨脹率為11.60%）
零售業(yè)-4.18%（通貨膨脹率為11.60%）
制造業(yè)（大型）-6.22％（通貨膨脹率為11.60％）
制造業(yè)（小規(guī)模）-4.82%（通貨膨脹率為11.60%）
制造業(yè)（家庭手工業(yè)）-4.11%（通貨膨脹率為11.60%）
航空服務(wù)——9.94%（通貨膨脹率為11.60%）
低級文職人員（泰米爾德邦政府）-8.78%（通貨膨脹率為11.60%）
教育部門——6.69%（通貨膨脹率為11.60%）
正如你所看到的，大多數(shù)中產(chǎn)階級員工的通貨膨脹率遠(yuǎn)高于他們的工資增長
事實上，正如你所看到的，旅游業(yè)員工的工資增長速度只有通貨膨脹速度的一半
隨著時間的推移，他們變得越來越貧窮
特別是在制造業(yè)，工資上漲速度遠(yuǎn)不及通貨膨脹率
2019 - 110.70
2020 - 120.86
2021 - 164.31
2022 - 179.85
2023 - 180.67
2024 - 191.27
This shows 11.41% a year rise in wages
Especially a huge surge between 2020 & 2021/22
So IT Employees of Grade A/B (Those who earned a minimum of ? 9 LPA in 2018) are also pretty content
Their wages have risen by around 11.41% a year matching inflation
The last two years have been quite bad but still they don't feel the effects of inflation
Now let's see the others :-
Private Financial Services - 8.27% (Vs 11.60% Inflation)
Retail Sector - 6.28% (Vs 11.60% Inflation)
Tourism Sector - 5.97% (Versus 11.60% Inflation)
Healthcare Sector - 10.19% (Versus 11.60% Inflation)
Retail Sales Sector - 4.18% (Versus 11.60 % Inflation)
Manufacturing Industry (Large Scale) - 6.22% (Versus 11.60% Inflation)
Manufacturing Industry (Small Scale) - 4.82% (Versus 11.60% Inflation)
Manufacturing Industry (Cottage) - 4.11% (Versus 11.60% Inflation)
Aviation Services - 9.94% (Versus 11.60% Inflation)
Low Grade Clerical (State Government of TN) - 8.78% (Versus 11.60% Inflation)
Education Sector - 6.69% (Versus 11.60% Inflation)
This as you can see MAJORITY OF THE MIDDLE CLASS EMPLOYEES have seen Inflation rise much higher than their salary growth
In fact as you can see Tourism employees have seen their wages rise at half the pace of inflation
They are getting POORER with time
Especially in Manufacturing Industries where Salaries aren't rising nearly as fast as Inflation
私營部門（IT服務(wù)-A/B類工作）
2019年-110.70
2020年-120.86
2021年-164.31
2022年-179.85
2023年-180.67
2024年-191.27
這表明工資每年上漲11.41%
尤其是2020年至2021/22年之間的大幅增長
因此，A/B級IT員工（2018年收入至少為9LPA的人）也相當(dāng)滿意
他們的工資每年上漲約11.41%，與通貨膨脹同步
過去兩年情況相當(dāng)糟糕，但他們?nèi)匀粵]有感受到通貨膨脹的影響
現(xiàn)在讓我們看看其他的：-
私人金融服務(wù)-8.27%（通脹率為11.60%）
零售業(yè)-6.28%（通脹率為11.60%）
旅游業(yè)-5.97%（通貨膨脹率為11.60%）
醫(yī)療保健行業(yè)-10.19%（通貨膨脹率為11.60%）
零售業(yè)-4.18%（通貨膨脹率為11.60%）
制造業(yè)（大型）-6.22％（通貨膨脹率為11.60％）
制造業(yè)（小規(guī)模）-4.82%（通貨膨脹率為11.60%）
制造業(yè)（家庭手工業(yè)）-4.11%（通貨膨脹率為11.60%）
航空服務(wù)——9.94%（通貨膨脹率為11.60%）
低級文職人員（泰米爾德邦政府）-8.78%（通貨膨脹率為11.60%）
教育部門——6.69%（通貨膨脹率為11.60%）
正如你所看到的，大多數(shù)中產(chǎn)階級員工的通貨膨脹率遠(yuǎn)高于他們的工資增長
事實上，正如你所看到的，旅游業(yè)員工的工資增長速度只有通貨膨脹速度的一半
隨著時間的推移，他們變得越來越貧窮
特別是在制造業(yè)，工資上漲速度遠(yuǎn)不及通貨膨脹率
Logically this makes sense given that Savings, Disposable Income and Wealth have all gone down for the Middle Class since 2018
As for the Top 1% , let's see the comparison in the last 6 years, side by side
This is what I call INCOME AND WEALTH INEQUALITY
Anyone defending the Thelawallah Predator should see that he has grown in wealth and disposable income by almost 4 times while you have remained stagnant if lucky or actually regressed financially
So if you can see - it's mainly the Upper Middle Class or the Central Government Servants or IT Services Employees who earned more than ?9 LPA in 2018 who are the Ambani fanboys and fangirls
Who are Modi Devotees
Who get annoyed when people talk of Inflation
Not these Boys
Its all going Sri Lanka's way or Pakistans way in the next two decades until someone wakes up and changes leadership at all levels
It's pretty bad to be frank
從邏輯上講，這是有道理的，因為自2018年以來，中產(chǎn)階級的儲蓄、可支配收入和財富都在下降
至于前1%，讓我們并排看看過去6年的比較
這就是我所說的收入和財富不平等
任何為富人辯護(hù)的人都應(yīng)該看到，他們的財富和可支配收入增長了近4倍，而你的財富卻停滯不前，甚至在經(jīng)濟上出現(xiàn)倒退
因此，如果你能看到——2018年收入超過900萬印度盧比的主要是上層中產(chǎn)階級、中央政府公務(wù)員或IT服務(wù)員工，他們是安巴尼的狂熱粉絲
誰是莫迪的忠實粉絲？
當(dāng)人們談?wù)撏ㄘ浥蛎洉r，誰會生氣？
不是這些人
未來二十年，一切都將按照斯里蘭卡或巴基斯坦的方式發(fā)展，直到有人醒悟過來并更換各級領(lǐng)導(dǎo)層
坦白說，這很糟糕
As for the Top 1% , let's see the comparison in the last 6 years, side by side
This is what I call INCOME AND WEALTH INEQUALITY
Anyone defending the Thelawallah Predator should see that he has grown in wealth and disposable income by almost 4 times while you have remained stagnant if lucky or actually regressed financially
So if you can see - it's mainly the Upper Middle Class or the Central Government Servants or IT Services Employees who earned more than ?9 LPA in 2018 who are the Ambani fanboys and fangirls
Who are Modi Devotees
Who get annoyed when people talk of Inflation
Not these Boys
Its all going Sri Lanka's way or Pakistans way in the next two decades until someone wakes up and changes leadership at all levels
It's pretty bad to be frank
從邏輯上講，這是有道理的，因為自2018年以來，中產(chǎn)階級的儲蓄、可支配收入和財富都在下降
至于前1%，讓我們并排看看過去6年的比較
這就是我所說的收入和財富不平等
任何為富人辯護(hù)的人都應(yīng)該看到，他們的財富和可支配收入增長了近4倍，而你的財富卻停滯不前，甚至在經(jīng)濟上出現(xiàn)倒退
因此，如果你能看到——2018年收入超過900萬印度盧比的主要是上層中產(chǎn)階級、中央政府公務(wù)員或IT服務(wù)員工，他們是安巴尼的狂熱粉絲
誰是莫迪的忠實粉絲？
當(dāng)人們談?wù)撏ㄘ浥蛎洉r，誰會生氣？
不是這些人
未來二十年，一切都將按照斯里蘭卡或巴基斯坦的方式發(fā)展，直到有人醒悟過來并更換各級領(lǐng)導(dǎo)層
坦白說，這很糟糕
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I do not see central govt employee earning 14% yearly growth in their income, only increase is 3% and DA increase which I think will make it to 7% annual growth
我沒有看到中央政府雇員的收入每年增長14%，只有3%的增長和消費補貼的增加，我認(rèn)為這將使年增長率達(dá)到7%。
Yes but aggregate it over 6 years and you can see the difference. Year by year break up is usually tough. There is a surge due to PAY COMMISSIONS in the middle of such a period (11th, 12th etc)
是的，但如果你把它累積到6年，你可以看到差異。逐年分解通常很難。在此期間中期（第11屆、第12屆等）由于薪酬委員會的原因會有一個激增。
From Jan 2016 to Dec 2023 there is increase of 46% DA. If also included 3% increment that will be another 24%. I don't know which government employee got that raise.
從2016年1月到2023年12月，消費補貼增加了46%。如果再加上3%的增量，那將是另外24%。我不知道哪個政府雇員得到了那樣的加薪。
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Sir, the last pay commission, i.e., 7th pay commission for central government employees was implemented in 2016. From 2018 to 2024, the salaries have increased only by 60%, which translates to around 9% increase in salary annually. Not sure if the present government will appoint any pay commission in future.
先生，上一次的薪酬委員會，即中央政府雇員的第7次薪酬委員會是在2016年實施的。從2018年到2024年，工資只增加了60%，這相當(dāng)于每年大約9%的工資增長。不確定現(xiàn)任政府將來是否會任命任何薪酬委員會。
…their income gets a temporary increase whenever they see someone walk in for a request
……每當(dāng)他們看到有人進(jìn)來提出請求時，他們的收入就會暫時增加。
Good analysis. Thanks for your time.
分析得好。感謝你的時間。
Does MBA Chartwallah approve these numbers?
MBA Chartwallah認(rèn)可這些數(shù)字嗎？
譯著：MBA Chartwallah是印度著名創(chuàng)業(yè)網(wǎng)紅達(dá)人
Everyone has their own numbers depending on their POV. GOI will give the narrative that everything is better than ever. Opposition will claim everything is worse than ever. As true reps of the Middle Class, I give my opinion based on my crunching of nos
每個人都有自己的數(shù)字，這取決于他們的觀點。印度政府會說一切都比以往任何時候都好。反對派會說一切都比以往任何時候都糟糕。作為中產(chǎn)階級的真正代表，我根據(jù)我的數(shù)字分析發(fā)表意見。
Your math goes right over my head, but the observation seems fair to me based on my own observation. Gov sector is always protected with its extremely high salaries and facilities, it is the private sector and low-wage employees who are in real trouble. And then people blame students who give their everything for a gov job in a country where a gov job is the only way to live a decent life.
你的數(shù)學(xué)對我來說太難了，但根據(jù)我自己的觀察，這個觀察似乎是公平的。政府部門總是受到極高工資和設(shè)施的保護(hù)，真正有麻煩的是私營部門和低工資員工。然后人們責(zé)怪那些為了政府工作而付出一切的學(xué)生，在這個國家，政府工作是過上體面生活的唯一途徑。
Who said gov sector has extremely high salaries and facilities? It's private sector which has extremely high salary even only that if one is highly skilled and knowledgeable.
誰說政府部門有極高的工資和設(shè)施？實際上是私營部門的工資極高，但前提是必須擁有高技能和知識。
I have a pretty good idea of salaries in both the gov and private sector at all levels.
我對政府和私營部門各個級別的工資都有相當(dāng)了解。
Cost of everything is doubled after Corona 2020.
2020年新冠疫情后，所有東西的成本都翻倍了。
Nicely analyzed and articulated.
分析和表達(dá)得很好。
Its all going Sri Lanka's way or Pakistan's way in the next two decades until someone wakes up and changes leadership at all levels.
在接下來的二十年里，一切都將走向斯里蘭卡或巴基斯坦的方向，直到有人醒來并更換各級領(lǐng)導(dǎo)層。
Even Bangladesh (97th position) surpassed us in per capita GDP in 2020. Sri Lanka always has been ahead of us for years. Am not sure if we’d be beating them in even a decade or two.
甚至孟加拉國（第97位）在2020年人均GDP方面也超過了我們。多年來，斯里蘭卡一直領(lǐng)先于我們。我不確定我們是否會在十年或二十年內(nèi)超過他們。
however the people are rising above this. I can see the strongest BJP supporters accept that economy is down and Inflation is high, Something which if mentioned 6 months ago would led to being called Anti National. Things are changing.
然而人們正在超越這一點。我看到最堅定的印度人民黨支持者承認(rèn)經(jīng)濟下滑和通貨膨脹高企，這在六個月前提到的話會被稱為反國家。事情在改變。
IT salary increasing by 11%. In this rate, there is no need of plan for food truck.
IT薪資增長11%。照這個速度，不需要考慮做生意了。
Waiting for MBA Chartwallah to come and justify these numbers with toilet paper.
等著MBA Chartwallah來用廁紙證明這些數(shù)字。
Numbers are always numbers. The resonance depends on how the middle class actually feels about rising prices and inequality. It's like the 8% a year growth. Nobody feels it the way they did maybe in 2002–2007 period. Ultimately numbers have to resonate. Otherwise they are just numbers that don't hit you.
數(shù)字始終是數(shù)字。共鳴取決于中產(chǎn)階級對物價上漲和不平等的實際感受。就像所謂每年8%的增長，沒有人像2002-2007年那樣感覺到它。最終數(shù)字必須引起共鳴，否則它們只是沒有觸動感的數(shù)字。
I disagree. Numbers can also be misinterpreted in a way to make you feel the opposite. For example UPA era scams are humongous for their era and nothing compared to their peers, but today they are made to feel nothing compared to “electoral bonds scam” of Modi. obxtively speaking- electoral bonds are flawed and is legalized corruption. But are they better than illegal cash spent during elections? Obviously yes. But this distinction is not understood in this era of memes and Instagram reels. Same with this inflation. obxtively speaking- Indian inflation has not been supply driven but always demand driven. And the main contributor is oil which we import. So the more we grow, the more oil we consume and the more inflation compared to previous year. But again we are living in an era of memes and reels. A normal guy on the street will not care about economic forces, but leaders and policy makers should.
我不同意。數(shù)字也可以被誤解，使你感覺相反。例如，國大黨時代的丑聞在當(dāng)時是巨大的，與他們的同行相比微不足道，但今天它們被認(rèn)為與莫迪的“選舉債券丑聞”相比算不了什么。客觀地說，選舉債券是有缺陷的，是合法化的腐敗。但它們比選舉期間花費的非法現(xiàn)金要好嗎？顯然是的。但在這個充滿表情包和Instagram短視頻的時代，這種區(qū)別并不被理解。同樣地，這次通脹?？陀^地說，印度的通貨膨脹一直不是供應(yīng)驅(qū)動的，而是需求驅(qū)動的。主要原因是我們進(jìn)口的石油。因此，我們增長得越多，我們消耗的石油就越多，相比去年通貨膨脹就越嚴(yán)重。但我們生活在一個充滿表情包和短視頻的時代。街上的普通人不會關(guān)心經(jīng)濟力量，但領(lǐng)導(dǎo)人和政策制定者應(yīng)該關(guān)心。
That was NEVER the problem of electoral bonds was it. It was the fact that ED Cases and IT cases were filed against 60% companies who then purchased the bonds in crores and immediately all the cases were dropped. It was the fact that most companies that paid huge sums also got lucrative contracts in the next few months. That was the problem. Not the bonds themselves.
選舉債券從來不是問題。問題在于對60%的公司提起了司法和稅務(wù)訴訟，這些公司隨后購買了數(shù)千萬的債券，所有案件立即被撤銷。大多數(shù)支付巨款的公司在接下來的幾個月里也獲得了豐厚的合同。這才是問題所在。不是債券本身的問題。
Is this true?
Buying Modi's election bonds will get you out of the penalty? And you can get government orders?
God, corruption of this scale can be considered national level, right?
真的假的？
購買莫迪的選舉債券企業(yè)就可以免罰？還能拿到政府訂單？
上帝，這種規(guī)模的腐敗可以算作國家級的了吧
原創(chuàng)翻譯：龍騰網(wǎng) http://mintwatchbillionaireclub.com 轉(zhuǎn)載請注明出處
I am sure if you do a state wise breakup, TMC and DMK would top the charts in their respective states. Businesses always support the big daddy (aka the government) to get favors. Given BJP is the largest political party it's obvious they would have to toe the line and be in the good books. It was always like this, just that the electoral bonds documented those things to be in public view, whereas it was not known to the public before.
我確信如果你按邦劃分，TMC和DMK將在各自的邦名列前茅。企業(yè)總是支持大佬（即政府）以獲得青睞。鑒于印度人民黨是最大的政黨，他們顯然會必須遵循這一路線，并且受到青睞。一直都是這樣，只是選舉債券將這些事情記錄在公眾視野中，而以前公眾并不知道。
譯著：TMC和DMK是兩個政黨
That's all OK. Why the ED and IT cases and why immediately close them on buying the bonds. That indicates coercion. That's why the controversy. Not for the Bonds themselves or for Government Patronage. Show me DMK and TMC also filed state cases against these guys which were closed on buying the bonds and I will say the same thing for them also.
這一切都沒問題。為什么有司法和稅務(wù)訴訟，并且為什么在購買債券時立即關(guān)閉這些案件。這表明有脅迫。這就是爭議的原因。不是因為債券本身或政府的贊助。DMK和TMC也對這些公司提起了州級案件，并且在購買債券時這些案件被關(guān)閉，我也會對他們說同樣的話。
Simply and beautifully explained WITH FACTS AND NUMBERS.
Your descxtion of campaign bonds is shocking
1. The participating political party launches tax investigations and illegal investigations on local companies (threats)
2. Companies subscribe to the participating political party's campaign bonds (bribery)
3. The company's investigation case is closed (buyout)
4. The company obtains government orders (rewards)
What a perfect corruption crime chain
用事實和數(shù)字簡單而漂亮地解釋了一切。
你關(guān)于競選債券的描述讓人震驚
1、參選政黨向當(dāng)?shù)仄髽I(yè)發(fā)起稅務(wù)調(diào)查和違法調(diào)查（威脅）
2、企業(yè)認(rèn)購參選政黨的競選債券（行賄）
3、企業(yè)的調(diào)查案件被關(guān)閉（贖買）
4、企業(yè)獲得政府訂單（回報）
多么完美的腐敗犯罪鏈條
Sir what do you think of this? Mint on Instagram: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade @abhishekjbsingh" 23 likes, 1 comments - live_mint on July 13, 2024: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade
先生，您怎么看？ Mint在Instagram上的帖子：“中國現(xiàn)在是印度最大的貿(mào)易伙伴。兩國之間的貿(mào)易比去年增長了4%，達(dá)到1184億美元。在間隔兩年后，中國取代了美國。我們失去了對國家的愛國心嗎？我們是否應(yīng)該像2020年那樣再進(jìn)行一次抵制運動？
Yes it is true average government school teachers in Tamil Nadu earn more than engineers (except IT). They get around 1.5L per month even in tier 2 cities.
是的，的確如此，泰米爾納德邦的政府學(xué)校教師平均收入比工程師（除IT外）高。他們即使在二線城市也能每月賺約15萬盧比。
I hope INC performs a coup breaking NDA government and formally announces the end of elections for the next 10 years in national interest.
我希望國大黨發(fā)動政變推翻人民黨政府，并正式宣布為了國家利益在未來10年結(jié)束選舉。
Only disintegration & collapse is the way it will be for India in coming few decades…
在未來幾十年，印度只會走向分裂和崩潰……
IT employees are living in delusion, soon reality will hit them. High interest rates in US, outsourcing to cheaper locations, increasing automation is leading to rampant layoffs. while Ambani gained 1 billion USD in paper wealth in one day.
IT員工生活在幻想中，很快現(xiàn)實就會擊中他們。美國的高利率、外包到更便宜的地方、自動化的增加導(dǎo)致了猖獗的裁員。與此同時，安巴尼一天之內(nèi)增加了10億美元的紙面財富。
We will take it back one day. Trust me.
我們終有一天會奪回它。相信我。